Author: arjun

Understanding Loan Options

August 3, 2018

Lenders offer a wide range of loan programs to meet the financial needs of almost any home owner. Here is brief overview of the features and advantages of each type of home loan; your mortgage banker will explain all of the options available and help you get the loan that works Fixed-rate Mortgages With a fixed-rate […]

Read More

A Guide to Student Loans

March 3, 2018

The average cost of post-secondary education in Canada can top $80,000, making financing a reality for most students. If you’re unsure of where to start, use this guide to student loans and learn how to apply for federal, provincial and private loans. Government school loan programs The federal government has two programs which can help you […]

Read More

All You Need To Know About Car Loans

January 3, 2018

In a period of continued price rise, saving up for months and years to buy a car is indeed a tough task. In this situation a car loan is one borrowing instrument that scores high with the average middle class Indian as cars are nothing short of a necessity. This rising demand has led to […]

Read More

What’s Inside America’s Banks?

January 3, 2018

The financial crisis had many causes—too much borrowing, foolish investments, misguided regulation—but at its core, the panic resulted from a lack of transparency. The reason no one wanted to lend to or trade with the banks during the fall of 2008, when Lehman Brothers collapsed, was that no one could understand the banks’ risks. It […]

Read More

6 steps to a better business budget

November 3, 2017

You’ve just purchased or opened a small business and you know your trade. But when it comes to bookkeeping – and more specifically, budgeting – your skill set is lacking. The good news is that it is possible to come up with a budget, or at least a good estimation of what will be needed in terms of dollars and […]

Read More

How to become a good business partner

September 3, 2017

Studying this technical article and answering the related questions can count towards your verifiable CPD if you are following the unit route to CPD and the content is relevant to your learning and development needs. One hour of learning equates to one unit of CPD. We’d suggest that you use this as a guide when […]

Read More

Why Businesses Can’t Survive Without Social Media

July 3, 2017

Today, it’s hard to imagine business without the Internet. Rewind a few years, however, and it’s amazing how many digital skeptics were still around. Case in point: In 1995, Newsweek published the now infamous article titled The Internet? Bah! Insisting the web was just a fad, the article wrote off the idea of “cyberbusiness” altogether: “We’re promised […]

Read More

Why banks will share your financial secrets

May 3, 2017

Your financial information, such as what you spend and where, and how often you go into debt is private. It is information only available to you and your bank. It has been like that for years, but all that is to change. Customers of nine of the biggest UK banks have received letters and emails […]

Read More

Banks use ad hoc and arbitrary methods to keep lending rates inflated: RBI Study Group

March 3, 2017

Exposing the ad hoc manner used by banks to deviate from specified methodologies for calculating base rate and marginal cost of funds based lending rate (MCLR), a Reserve Bank of India (RBI) study group had said that banks used this to either inflate base rate or prevent it from falling in line with the cost […]

Read More